Mortgage Brokers in Fareham

HONEST ADVICE. MADE SIMPLE.

Mortgage advice to suit your specific needs and goals. Everybody has different circumstances and we understand this. 

As experienced mortgage advisors and mortgage brokers in Fareham, we help first-time buyers, home movers, those looking to remortgage and property investors find the right mortgage solution across Hampshire.

Think outside the box, a focus on repaying the mortgage as quickly as possible and saving thousands of pounds....now there's a thought?!

Get Expert Mortgage Advice Today

Let’s have a quick chat. No pressure, just honest guidance.

An icon of a house with a dollar sign symbol, next to the text "First Time Buyer Mortgages."
A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".
Red icon of a house containing a sharing symbol and two figures next to the text "Shared Ownership".
An icon of a house with a dollar sign symbol, next to the text "First Time Buyer Mortgages."
A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".
An icon of a house with a dollar sign symbol, next to the text "First Time Buyer Mortgages."
A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".
Red icon of a house containing a sharing symbol and two figures next to the text "Shared Ownership".

Mortgage ADVICE

That Puts You First

Whether you’re buying your first home, moving house or looking for a better deal, we’ll help you make sense of your options.


Our advice is free* and we take care of the detail of speaking to lenders, agents and solicitors so everything stays on track from start to finish.

Not sure what you need?

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A smiling couple embraces outdoors in a park, with the man wrapping his arms around the woman from behind.
A child sits inside a cardboard box with arms raised, cheered on by two adults standing behind against a light background.
A professional meeting where three people review digital data on a phone, a laptop, and paper charts at a table.
A woman in a black blazer explains documents to a couple, who are looking at the papers with focused expressions.
A smiling couple embraces outdoors in a park, with the man wrapping his arms around the woman from behind.

Why Choose My Choice Mortgage?

Our trusted advisers have been helping people in Hampshire and across the UK with their mortgages for over 20 years. Most of our clients come to us through recommendations, which probably tells you all you need to know about our service.

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We Make Mortgages Simple
We know getting a mortgage can be a bit of a headache, but it doesn’t have to be. We can be on hand to help manage the process from start to finish, coordinating with lenders, estate agents and solicitors to keep things moving smoothly.

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Access to a Comprehensive View of Lenders
We have access to a broad network of lenders, far beyond what most people can find themselves, this will often include exclusive rates and deals that give us a comprehensive view of the market.

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Personal Service - It's all about you
Mortgage advice to suit your specific needs and goals. Everybody has different circumstances and we understand this. Think outside the box, a focus on repaying the mortgage as quickly as possible and saving thousands of pounds....now there's a thought?! From your first chat to completion, you’ll have a dedicated adviser to keep you updated every step of the way.

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Keeping Pace With the Market
The market doesn’t stand still and neither do we. We’ll always be happy to discuss better deals that may appear during your application process.

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Trusted by Homeowners Nationwide
Although we are based in Fareham, hundreds of clients trust us for their mortgage and protection needs. Our 5-star reviews reflect our genuine care and commitment to making every experience smooth and stress-free.

Mortgage Brokers in Fareham, Helping Buyers Across the Surrounding Areas

We help buyers throughout Fareham and the surrounding areas every week.


Whether you're purchasing your first flat in Fareham town centre, moving to Whiteley, buying in Portchester or remortgaging a family home in Stubbington, we're here to make the process simple.


Being based in Fareham means we also regularly help people buying and moving throughout nearby areas including Titchfield, Locks Heath and Warsash.


From first homes and growing families needing more space to existing homeowners looking for a better mortgage deal, we understand that the right mortgage will depend on both the property you're buying and your individual circumstances.

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As experienced mortgage brokers in Fareham, we provide clear, straightforward advice for first-time buyers, home movers, those looking to remortgage and buy-to-let landlords.


Whether you're at the start of your property search or already have an offer accepted, we can help you understand your borrowing options, compare suitable lenders and work out the best way forward.


With access to a comprehensive range of lenders, we focus on finding the right mortgage for your circumstances and supporting you from application through to completion.


Our Simple 3-Step Process

Getting a mortgage doesn’t have to be stressful or confusing. At My Choice Mortgage, we’ve simplified the process into three simple steps, so you always know what’s happening and what comes next.

Book a Conversation

Arrange a chat with one of our qualified mortgage advisers, either face-to-face, online or over the phone.

We’ll take the time to understand your need, whether you’re buying your first home, remortgaging or investing in property. There’s no pressure or obligation to move ahead with our advice.

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We’ll Do the Research

We compare thousands of deals across the market to find the one that best suits you.

We have a comprehensive view of lenders. That means you get honest, transparent advice based solely on what’s most suitable for your situation and budget.  We can explore options you won’t always see on the high street.

Now Leave it to Us

Once you’re happy to go ahead with your application, we'll take care of it

Our team will be on hand to submit your application, help manage the process for you and hold your hand every step of the way, through to completion.

A black line icon showing a pen writing on a document featuring a house symbol.

Our Simple 3-Step Process

Getting a mortgage doesn’t have to be stressful or confusing. At My Choice Mortgage, we’ve simplified the process into three simple steps, so you always know what’s happening and what comes next.

Book a Conversation

Arrange a free chat with one of our qualified mortgage advisers, either face-to-face, online or over the phone.

We’ll take the time to understand your need, whether you’re buying your first home, remortgaging or investing in property. There’s no pressure or obligation to move ahead with our free advice.

A black outline icon of a telephone handset paired with a speech bubble containing three horizontal lines.

We’ll Do the Research

We compare thousands of deals across the market to find the one that best suits you.

We have a comprehensive view of lenders. That means you get honest, transparent advice based solely on what’s best for your situation and budget.  We can explore options you won’t always see on the high street.


A black-and-white icon showing a magnifying glass over a stack of documents with a bar chart at the bottom.

Now Leave it to Us

Once you’re happy to go ahead with your application, we'll take care of it

Our team will be on hand to submit your application, help manage the process for you and hold your hand every step of the way, through to completion.


A line art icon of a pen writing on a document featuring a house symbol at the top.

Need a second opinion?

Already Spoken to Someone Else?

It never hurts to get a second opinion, especially when it’s free*!


If you’ve already had advice or received an offer, we’re happy to take a fresh look to see if there’s an option that might better suit your needs.


Our team works with a wide range of lenders, broader than most, giving us a comprehensive view of what’s available, so even if you think you've got the best deal, there's nothing to lose by having our view.


We’ll break things down clearly so you can make a confident, informed choice, without any pressure.

  • No obligation.
  • No hidden fees.
  • Just honest advice, made simple.


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Real Stories. Real Results.

See Why Clients Love Working With Us

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“My Choice Mortgage did a great job in sourcing a mortgage for me and were very friendly and knowledgeable. Kept me informed regularly as well. Would highly recommend!”

Mr Gold - June 2023

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“Sam is very professional and friendly. As we were first time buyers, Sam explained the best options for us and made the process easy and stress free right through to completion. I would recommend Sam at My Choice Mortgage to anyone needing mortgage advice.”

​Miss Abery - December 2022

A small family sits together on a grey sofa in a bright room, looking toward each other and smiling.

“Would never go anywhere else! Come back for remortgage every time. Can always count on Sam to put your needs first and match you to the best price!”

​Mrs Siou - September 2021

Frequently Asked Questions

  • Do you provide mortgage advice in Fareham?

    Yes. We’re based in Fareham and help first-time buyers, home movers, homeowners and landlords throughout the local area. We regularly work with clients in Fareham town centre, Whiteley, Portchester, Stubbington, Titchfield, Locks Heath and Warsash.

  • Do I need to visit your Fareham office?

    No. You can speak to us face-to-face at our Fareham office, over the phone or online, whichever works best for you. We aim to make getting mortgage advice as straightforward and convenient as possible.

  • Can you help first-time buyers in Fareham?

    Yes. We regularly help first-time buyers in Fareham understand how much they may be able to borrow, what deposit they’ll need and which lenders or mortgage options may suit their circumstances. We can also guide you through the process from your initial mortgage advice through to completion.

  • Can you help me remortgage my home?

    Yes. Whether your current mortgage deal is coming to an end, you’re already on your lender’s standard variable rate or you simply want to review your options, we can compare suitable mortgages and help manage the remortgage process for you.

  • Do you provide buy-to-let mortgage advice?

    Yes. We advise landlords on buy-to-let mortgages, portfolio lending, limited-company purchases and refinancing existing rentals.

  • Why use a mortgage broker rather than going direct to a lender?

    Going direct limits you to one lender's products and criteria. A broker searches a wide range of lenders, matches your circumstances to the right one, and manages the application on your behalf, often getting access to deals not available on the high street.

  • Do you only help people in Fareham?

    No. Although we’re based in Fareham and work with many clients locally, we also provide mortgage advice throughout Hampshire and across the UK by phone and online.

Latest Insights & Expert Advice

Stay informed with the latest updates, tips, and guides from our mortgage experts. Whether you’re buying your first home, remortgaging, or looking to protect your family’s future — we’re here to help you make confident decisions.

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Some Mortgage Rates Have Been Reduced. Is It Time to Review Your Options?

by My Choice Mortgage Team • 6 October 2026
Some lenders have reduced selected mortgage rates. See what this could mean if your deal is ending or you're buying a home, and when to review your options.
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Could your household cope if your payslip stopped? A mortgage reality check

by My Choice Mortgage • 24 August 2026
Could your household cope if your income stopped? Explore income protection, critical illness cover and life insurance with My Choice Mortgage.
Brick house with a green door and a large “For Sale” sign in the front yard.

House Prices Set for a Gentle Rise in 2026. What It Means for You

by My Choice Mortgage • 17 July 2026
Rightmove predicts UK house prices could rise by 2% in 2026. Find out what this means for homeowners, buyers and anyone planning their next move.
Freshly presented front of a family home for sale in spring with neat garden and sold sign in Fareha

Selling in Spring 2026? A Practical Checklist to Get Your Home and Your Move Ready

by Dave Carbonell • 23 May 2026
Planning to sell your home in spring 2026? Here's a practical checklist covering presentation, paperwork and mortgage advice in Fareham.
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First-Time Buyers Now Spend £163,000 on Rent Before Buying – Why This Matters to Homeowners and Landlords

by My Choice Mortgage • 17 November 2025
First-time buyers spend £163,000 on rent before buying. Understand the impact on homeowners & landlords. Contact us for mortgage advice!
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When Will Interest Rates Drop and What It Means for Your Mortgage

by My Choice Mortgage • 17 November 2025
Find out when UK interest rates may drop & how it affects your mortgage. Get expert advice today!
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Is a remortgage right for you?

by My Choice Mortgage • 17 November 2025
Find out if remortgaging suits your needs. Get expert advice on charges, credit history & more. Contact us for tailored guidance today!

Ready to Speak to a Mortgage Broker in Fareham?


Whether you're ready to apply or simply want to explore your options, we're here to help. Our experienced mortgage advisers offer honest, straightforward advice with no pressure and no jargon, helping homeowners, buyers and landlords right across Hampshire move forward with confidence.